Mortgage Protection Plans

It's life insurance set up around your mortgage. If you pass away, the policy pays your beneficiary so your family can pay off the home or keep up with payments. Many plans also pay out early if you're diagnosed with a serious illness.

No. PMI protects your lender and pays them, not your family. Mortgage protection pays the person you choose, so your family decides what happens with the house.

It depends on your age, health, coverage amount, and term length. That's why we ask a few questions first. Your agent compares carriers and shows you real numbers. Getting a quote is free.

Many plans require no medical exam at all. Coverage is based on a few health questions. Your agent will tell you which options apply to you.

Often, yes. Different carriers look at conditions like diabetes, heart history, or past cancer very differently. That's exactly why working with an agent who shops multiple carriers matters.

The policy belongs to you, not your lender. It stays in place as long as you keep it active, even if you refinance, move, or pay off the house.

So your quote goes to you and not to someone else because of a typo. It also keeps fake requests out, so our agents can spend their time helping real homeowners.

No. One licensed agent reaches out to go over your options. You can reply STOP to any text or ask us not to call, and we will honor it.

No. The quote is free and there's no obligation. If it doesn't make sense for your family, you simply say no thanks.